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Dayton DUI Attorney Charles Rowland > Posts tagged "Insurance"

How Will A DUI Affect My Insurance Costs?

“How will a DUI affect my insurance costs?”  This is one of the most common questions we get at initial client conferences.  I have grown frustrated in trying to give a short answer that sufficiently covers the nuances of the situation, so - here is my long-winded multi-part answer.How Will A DUI Affect My Insurance Costs (Part I)Insurance company evaluators look at you as a risk. Your rates are based on a number of super-secret algorithms and proprietary factors. Having a DUI conviction is just one of many things they look at and consider. Depending on their factors, insurers may...

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Ohio DUI and SR-22 Insurance (by DaytonDUI)

The SR-22 is a form that your car insurance company  files with the Ohio Bureau of Motor Vehicles.  The form provides the Ohio Bureau of Motor Vehicles with proof of financial responsibility by showing that you have the required insurance coverages in effect.  The filing acts as a guarantee to the Ohio BMV that an insurance company has issued at least minimum liability coverage for the person making the filing.  An SR-22 also requires the insurance company to notify the Ohio BMV if you cancel your coverage, thus creating a system of continuous monitoring.  The BMV usually requires that you file...

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What Are The Costs of a DUI?

Potential expenses from a DUI According to a recent CNBC article: Drunk Driving Could Cost $20,000, by Craig Guillot, you could expect to spend as much as $20,000.00 in total costs for a first time DUI offense.  Another article, The Most Expensive Ride You'll Ever Take, by Ashley Grant details her expensive experience with a DUI charge. "One drink too many puts you at risk not only for an arrest, but also for fees, fines and costs that can run you thousands of dollars. While a DUI or DWI may be a misdemeanor charge in a number of jurisdictions, it's a matter that...

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Driving Privileges: How to get and keep them!

HOW DO I GET DRIVING PRIVILEGES IN MY OHIO OVI CASE? 1. Bring in or send us your proof of insurance.  This can be a card, or the declaration page of your insurance policy. • Is your name on the card?• Does your insurance cover the incident date?• Is this your first offense?  If not an SR-22 bond may be required prior to getting your privileges.• Contact us at 937-879-9542, or by fax at 937-879-0232,or by emailing our administrative staff at lgaipo3@yahoo.com.• Depending on the court you will be permitted up to  60 hours per week (TO, FROM AND DURING)...

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Ohio Speed Limit Update

Image by bredgur via FlickrSubject: Ohio H.B. 162-Speed limit to 70 mphOn Wednesday, June 3, 2009, The Ohio House Transportation and Infrastructure Committee will hold a second hearing for H.B. 162 that would raise the speed limit to 70 m.p.h. on Ohio's Interstates. The hearing will take place at 10:30 AM in Room 017 (in the basement of the Statehouse). The agenda states that the hearing is open to Proponents, Opponents, and Interested Parties.You can be sure that the government and insurance representatives will be there to claim the entire population of Ohio will...

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